Mortgages Underwriter

About Admiral Money

We are an exciting, new division of Admiral Group. We have the freedom and innovation of a small start up with the security of a large parent company, Admiral.

The journey started when we launched unsecured personal loans in June 2017. We went on to be the first direct to consumer car finance provider in December 2017. Since then, we have gone from strength to strength and have some exciting plans for the future.

We’re looking for people who are keen to learn, excited about getting stuck in and are ready for a challenge to help us to achieve our aim of creating a specialist lending business for our customers.

What You Will Be Doing

• Ensuring SLAs are met and where possible, exceeded for our intermediaries and customers
• Demonstrating an understanding of our Credit Policies, lending rules and appetite
• Demonstrating an excellent knowledge of the Second Charges Market and Specialist Lending Market
• As a mandate holder, interpreting the spirit of the FCA rulebook and demonstrating the desired outcomes
• Ensuring all information for customers and creditors is correct, ensuring good outcomes for AFSL and the consumer
• Communicating with external and internal customers to the highest standard
• Ensuring loans are underwritten within mandate and are of the highest quality

About You

• CEMAP qualified
• Previous working experience in a regulated (preferably specialist) lending environment
• Comfortable working to targets/deadlines
• Analytical and comfortable in taking decisions and committing to action
• Excellent communication skills, both verbal and written
• Excellent analytical skills
• Team player

Please note: this is a hybrid role based in our Cardiff office twice a week.

Salary, Benefits and Work-Life Balance

At Admiral, we are proud to be a diverse business where we put our people and customers first. We have great benefits to ensure employees have a great work-life balance; it's one of the reasons we’re consistently voted one of the Sunday Times Best Big Companies to Work For in the UK.

All colleagues will receive 33 days holiday (including banks holidays) when they join us, and this will increase with length of service, up to a maximum of 38 days (including banks holidays). You also have the option to buy or sell up to five days of annual leave in addition to your allocation.

You can also view some of our other key benefits here

Our Commitment to You

At Admiral, we are committed to being a diverse and inclusive workplace. Admiral is proud to be an equal opportunities employer and does not discriminate on the basis of race, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), national origin, gender, gender identity, sexual orientation, disability, age, or any other legally protected status.

All qualified applicants will receive equal consideration.

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