Junior Credit Risk Analyst
Cardiff
- Full time
About the job
This vacancy has now expired. Please see similar roles below...
"We are seeking a Junior Credit Risk Analyst to join our ambitious fintech team!
Admiral Money is at the forefront of financial innovation, offering smart and flexible lending solutions. We’re all about pushing boundaries, embracing new technology, and making finance both accessible and engaging.
Core Responsibilities:
- Perform in-depth analysis on portfolio trends and market data to identify opportunities to refine our credit strategy, lending footprint and referral approach
- Develop proposals and provide subject matter expertise to inform credit risk models and team discussions
- Develop, implement, and monitor innovative underwriting strategies
- Create and refine affordability models to ensure responsible lending practices
- Explore and integrate new data sources to enhance credit risk assessments
- Collaborate cross-functionally to challenge current methodologies and drive continuous improvement
- Communicate complex analyses, insights, and proposals clearly and effectively to both technical and non-technical stakeholders
Requirements:
- Experience with SQL , Python, PowerBI and Excel
- Proven ability to analyse data, identify trends, and draw strategic insights
- Strong critical thinking and problem solving skills
- Passion for improving processes and championing innovation
- Finance, Mathematics, Statistics, or related field strongly preferred
Admiral Money provides a close-knit fintech environment enabling you to make an impact on credit risk strategy. Join our mission of becoming the UK's most trusted financial services company!
Salary, Benefits and Work-Life Balance
At Admiral, we are proud to be a diverse business where we put our people and customers first. We have great benefits to ensure employees have a great work-life balance; it's one of the reasons we’re consistently voted one of the Sunday Times Best Big Companies to Work For in the UK.
All colleagues will receive 33 days holiday (including banks holidays) when they join us, and this will increase with length of service, up to a maximum of 38 days (including banks holidays). You also have the option to buy or sell up to five days of annual leave in addition to your allocation.
You can also view some of our other key benefits here.
Our Commitment to You
At Admiral, we are committed to being a diverse and inclusive workplace. Admiral is proud to be an equal opportunities employer and does not discriminate on the basis of race, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), national origin, gender, gender identity, sexual orientation, disability, age, or any other legally protected status.
All qualified applicants will receive equal consideration.
#LI-HJ1 #LI-Money
- Full time
- Finance Services
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Cardiff
Talent Partner - Admiral Pioneer
What areas do you look after?
I currently recruit for our Non-Motor departments.
Tell us about you and your Admiral story?
I joined Admiral in October 2020 as a Renewals Consultant. I dealt directly with Renewals queries and then moved into the Customer Value team, dealing with mid-term customers and upselling Multi Product. During my time in the Contact Centres, I helped with Volume Recruitment from time to time, and this prompted me to pursue a full-time role in recruitment, which I started in March 2022.
Why would you recommend Admiral?
Admiral is a great company to work for and offers a culture like no other. Admiral has given me the tools to form my own career path and there is always opportunity to develop and challenge yourself in different ways.
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