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Junior Credit Risk Analyst

Cardiff

  1. Full time

About the job

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This vacancy has now expired. Please see similar roles below...

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We are seeking a Junior Credit Risk Analyst to join our ambitious fintech team!

Admiral Money is at the forefront of financial innovation, offering smart and flexible lending solutions. We’re all about pushing boundaries, embracing new technology, and making finance both accessible and engaging.

Core Responsibilities:

  • Perform in-depth analysis on portfolio trends and market data to identify opportunities to refine our credit strategy, lending footprint and referral approach
  • Develop proposals and provide subject matter expertise to inform credit risk models and team discussions
  • Develop, implement, and monitor innovative underwriting strategies
  • Create and refine affordability models to ensure responsible lending practices
  • Explore and integrate new data sources to enhance credit risk assessments
  • Collaborate cross-functionally to challenge current methodologies and drive continuous improvement
  • Communicate complex analyses, insights, and proposals clearly and effectively to both technical and non-technical stakeholders

Requirements:

  • Experience with SQL , Python, PowerBI and Excel
  • Proven ability to analyse data, identify trends, and draw strategic insights
  • Strong critical thinking and problem solving skills
  • Passion for improving processes and championing innovation
  • Finance, Mathematics, Statistics, or related field strongly preferred

Admiral Money provides a close-knit fintech environment enabling you to make an impact on credit risk strategy. Join our mission of becoming the UK's most trusted financial services company!

Salary, Benefits and Work-Life Balance

At Admiral, we are proud to be a diverse business where we put our people and customers first. We have great benefits to ensure employees have a great work-life balance; it's one of the reasons we’re consistently voted one of the Sunday Times Best Big Companies to Work For in the UK.

All colleagues will receive 33 days holiday (including banks holidays) when they join us, and this will increase with length of service, up to a maximum of 38 days (including banks holidays). You also have the option to buy or sell up to five days of annual leave in addition to your allocation.

You can also view some of our other key benefits here.

Our Commitment to You

At Admiral, we are committed to being a diverse and inclusive workplace. Admiral is proud to be an equal opportunities employer and does not discriminate on the basis of race, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), national origin, gender, gender identity, sexual orientation, disability, age, or any other legally protected status.

All qualified applicants will receive equal consideration.

#LI-HJ1 #LI-Money

  1. Full time
  2. Finance Services

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Cardiff

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Our Benefits

Admiral employees work hard to keep us at the top of our industry, and are rewarded for it—with competitive pay, a share package, career growth and development opportunities and some other great benefits, too!

People who like what they do, do it better.

Be You

Financial & Mortgage Advice

Financial & Mortgage
Advice

Ecare

24-Hour
Ecare

Cycle to Work Scheme

Cycle to Work
Scheme

Annual Holiday Allowance

Annual Holiday
Allowance

Flexible Working

Flexible
Working

Simply Health

Simply
Health

Private Health Cover

Private Health
Cover

Critical Illness Cover

Critical Illness
Cover

Grow & Progress

Learning and Development

Learning and
Development

Educational Sponsorship

Educational
Sponsorship

Accredited Qualifications ILM

Accredited
Qualifications ILM

iLearn

iLearn
Online Learning

Buy a Book Scheme

Buy a Book
Scheme

Developmental Coaching

Developmental
Coaching

Port of Calls

Port of
Calls

Internal Mobility

Internal
Mobility

Make a Difference

Groups & Societies

Groups and
Societies

Socials & Team Days Out

Socials and Team
Days Out

Multi Faith / Quiet Rooms

Multi Faith / Quiet
Rooms

Admiral Community Fund

Admiral Community
Fund

Give as You Earn

Give as You
Earn

Awards & Star Lunches

Awards and Star
Lunches

Corporate Social Responsibility

Corporate Social
Responsibility

Impact Hours

Impact
Hours

Share In Our Future

Share Schemes

Share
Schemes

Refer a Friend Bonus

Refer a Friend
Bonus

Colleague and Family Discount

Colleague and Family
Insurance Discount

Group Life Assurance

Group Life
Assurance

Pension

Pension
Scheme

Life Event Loan

Life Event
Loan

Tickets to Sponsored Events

Tickets to Sponsored
Events

Tusker

Tusker Salary
Sacrifice

Click here to download our full benefits brochure