Commercial Motor Underwriter

Admiral Business sit within the Admiral Group, and are the experts in business insurance, offering SME insurance for tradespeople, professionals, and couriers. They build products and services that put their customers’ first, combining agility with reliability to deliver innovative products and superior customer experience to the under-served SME market across the UK.

About the role:

Admiral Business is seeking a Commercial Motor Underwriter to support the technical and commercial development of our motor portfolio. Reporting to the Motor Underwriting Manager, you’ll act as a technical expert and key contact for brokers and customers, playing a central role in risk selection, pricing and underwriting strategy. You’ll help shape underwriting appetite, refine product design and drive profitable portfolio growth within a growing commercial lines business, redefining motor insurance through data, technology and underwriting excellence

Key Responsibilities:

Shape & develop the commercial motor portfolio

• Underwrite and target commercial motor risks across a range of products (including minifleet, fleet, taxi, salary sacrifice, commercial van and others to follow).
• Aid the technical development and performance management of the commercial motor lines including single vehicle and fleet.
• Help create underwriting appetite, guidelines and pricing frameworks for commercial motor risks, ensuring alignment with Admiral Business strategy.
• Collaborate with Product, Pricing, Distribution and Operations teams to evolve the commercial motor propositions in line with customer and market needs.

Drive underwriting excellence

• Help lead broker relations to target business within our underwriting appetite.
• Ensure all underwriting activity aligns with governance, compliance and risk appetite standards.
• Provide training, coaching and mentorship to underwriting assistants to enhance capability and consistency within the team.
• Maintain and develop strong working relationships with brokers, partners and other key stakeholders.

Support growth & commercial outcomes

• Feedback on business volumes and current market conditions to identify opportunities for expansion and optimisation.
• Monitor portfolio performance, loss ratios and trends to inform underwriting decisions and product strategy.
• Collaborate with Data and Pricing teams to refine risk selection and improve portfolio profitability.
• Represent Admiral Business to brokers to enhance brand visibility and expertise.

Innovation, data & continuous improvement

• Embrace automation, AI and digital tools to improve underwriting efficiency and accuracy.
• Identify opportunities to streamline processes and enhance customer and partner experiences.
• Drive a culture of innovation and continuous improvement across the Motor Underwriting function.

Essential Skills: 

• Experience in Commerical Motor underwriting to price new business, renewals and mid term changes.
• Technical expert: strong understanding of rating models and regulatory considerations within the commercial motor sector
• Commercially astute: proven ability to balance technical underwriting discipline with commercial decision-making.

Desirable Skills:

• Collaborative leader: team player who supports others, communicates effectively and works cross-functionally to deliver shared goals.
• Data-driven: skilled in using data and analytics to inform underwriting and portfolio performance.
• Innovative mindset: excited by new technologies and ways of working that simplify and enhance underwriting processes.

Interview Process:

At Admiral Business, we like to keep things transparent, so you know what to expect.

Our interview process usually includes 3 stages:

• Initial chat with the Talent Team
• 1st stage interview (Remote)
• 2nd stage interview (On-site)

We aim to complete the process as quickly as possible, but we’ll always work around your availability. You’ll be supported by our recruitment team throughout, and if you have any questions, please get in touch.

Admiral: Where You Can

We take pride in being a diverse and inclusive business. It's a place where you can Be You, and show up as you are. We’re committed to fostering a people-first culture where everyone is accepted, supported, and empowered to be brilliant. You can, Grow And Progress at a pace and direction that suits you, Make A Difference for our customers and each other, and Share in Our Future with all colleagues eligible for up to £3,600 of free shares each year after one year of service.

Everyone receives 33 days holiday (including bank holidays) when they join us, increasing the longer you stay with us, up to a maximum of 38 days (including bank holidays). You also have the option to buy or sell up to an additional five days of annual leave.

We’re proud of our people-first culture. In fact, we've been recognised as a Great Place to Work for Women, a Great Place to Work for Wellbeing, and an overall Great Place to Work for over 25 years! We’re fully committed to making sure your progression is not slowed or halted by barriers related to race, gender, age, sexuality or any of the protected characteristics.

Our fantastic benefits make sure our colleagues have a great work-life balance; You can view some of our other key benefits here.

As a Disability Confident Leader, for candidates with a disability or long-term health condition, that opt into the Disability Confident scheme, we’ll invite a fair and proportionate number of applicants that meet the essential requirements of the role to the first stage of our selection process.

If you need any adjustments or support with your application or during the recruitment process, just let us know. Please do email daniel.cavill@admiralgroup.co.uk or contact us on 07407 672980. This number is dedicated to supporting candidates that require reasonable adjustments or support during the application process.

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