Underwriter

An exciting opportunity has arisen for an Underwriter to join the team at Admiral Money. 

About Admiral Money

Admiral Money is an exciting, new division of Admiral Group. We have the freedom and innovation of a small start up with the security of a large parent company, Admiral. 

The journey started when we launched unsecured personal loans in June 2017. We went on to be the first direct to consumer car finance provider in December 2017. Since then, we have gone from strength to strength and have some exciting plans for the future.

We’re looking for people who are keen to learn, excited about getting stuck in and are ready for a challenge to help us to achieve our aim of creating a special lending business for our customers.

Please note: this is a hybrid role and will be based in our Cardiff office once per week. Working days will be Monday – Saturday (1 in 4 Saturdays). 

Key Accountabilities

• Checking applications meet the criteria of the requested product, assessing proof of ID, credit history, proof of income, affordability, etc. in accordance with company and FCA guidelines, to ensure the applicant has a fair outcome on a suitable product.
• Complete referrals within personal mandate level, ensuring quality procedures adhered to and that all cases comply with stated policies/guidelines
• Ensure KPIs and workload is serviced to internal timeframes
• Complete outbound calls assisting with the progress of applications (KYC)
• Have a keen eye for potential fraud that would be referred to the Financial Crime team
• Other duties as required

Skills & Experience

• High attention to detail with strong literacy, numeracy, and analytical skills
• Excellent written and verbal communication skills at all levels
• Sensitivity when dealing with confidential information
• Previous experience in a similar financial services role is preferrable, but not essential. Training will be provided.
• Experience working fraudulent applications (SIRA/CIFAS) and motor finance underwriting would be beneficial
• Understanding of end-to-end customer application process would be beneficial

Admiral: Where You Can

We take pride in being a diverse and inclusive business. It's a place where you can Be You, and show up as you are. We’re committed to fostering a people-first culture where everyone is accepted, supported, and empowered to be brilliant. You can, Grow And Progress at a pace and direction that suits you, Make A Difference for our customers and each other, and Share in Our Future with all colleagues eligible for up to £3,600 of free shares each year after one year of service.

Everyone receives 33 days holiday (including bank holidays) when they join us, increasing the longer you stay with us, up to a maximum of 38 days (including bank holidays). You also have the option to buy or sell up to an additional five days of annual leave.

We’re proud of our people-first culture. In fact, we've been recognised as a Great Place to Work for Women, a Great Place to Work for Wellbeing, and an overall Great Place to Work for over 25 years! We’re fully committed to making sure your progression is not slowed or halted by barriers related to race, gender, age, sexuality or any of the protected characteristics.

Our fantastic benefits make sure our colleagues have a great work-life balance; You can view some of our other key benefits here.

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