Financial Crime Lead

About Admiral Money

Admiral Money is the exciting lending division of Admiral Group.

Launching unsecured personal loans in June 2017, we have gone from strength to strength with two other product lines launched in more recent years – motor finance & second charge mortgages.

We’re looking for people who are keen to learn, excited about getting stuck in and are ready for a challenge to help us to achieve our aim of creating a special lending business for our customers.

Financial Crime Lead

Admiral Financial Services is recruiting for a Financial Crime Lead. The role involves taking the lead on Financial Crime strategy by staying up to date with the latest technology, tracking emerging trends, and leading the necessary action to minimise and mitigate risks.

You will also manage our Financial Crime Operations team who support our 3 products: Unsecured Personal Loans, Motor Finance, & Mortgages.

The successful candidate will be able to quickly fit into a fast-moving, innovative and high-profile environment, and will be required to hit the ground running; we are looking for someone with experience in a Financial Crime role.

Main Duties

• Setting the process and strategy for the Financial Crime operations team.
• Monitoring the fraud emergence on the portfolio, and provide insight into customer behaviours to improve the detection of fraud and to propose improvements to our customer journeys, tools and processes
• Assessing the viability of new fraud detection products and processes, and optimising existing financial crime systems and tooling
• Actively support the MLRO in the delivery of the Financial Crime Risk Management Framework
• Being the key point of contact for internal and external stakeholders. Ability to build strong relationships with key suppliers.
• Evolve Financial Crime reporting capabilities across all product lines
• Oversight of key AML processes encompassing the entire customer journey, including CDD, PEPs and sanctions, SAR review and transactions monitoring
• Participate in committees/forums as the lead of the first line Financial Crime operational function

Key Skills

• Multiple years’ experience within a Financial Crime function is essential
• A strong understanding of Financial Crime legislation and regulatory compliance within financial services
• Experience of working with fraud systems and controls, notably SIRA, CIFAS and Iovation
• Experience of SQL, and Power BI
• Proficient with Excel, Word and PowerPoint to produce clear documents and analysis, presenting complex information in an effective manner
• Be a communicator, able to discuss tools and processes in detail whilst also being able to present data & trends effectively at committees

Desirable Skills

• Experience of working with Unsecured Personal Loans, Motor Finance or Mortgages

Admiral: Where You Can

We take pride in being a diverse and inclusive business. It's a place where you can Be You, and show up as you are. We’re committed to fostering a people-first culture where everyone is accepted, supported, and empowered to be brilliant. You can, Grow And Progress at a pace and direction that suits you, Make A Difference for our customers and each other, and Share in Our Future with all colleagues eligible for up to £3,600 of free shares each year after one year of service.

Everyone receives 33 days holiday (including bank holidays) when they join us, increasing the longer you stay with us, up to a maximum of 38 days (including bank holidays). You also have the option to buy or sell up to an additional five days of annual leave.

We’re proud of our people-first culture. In fact, we've been recognised as a Great Place to Work for Women, a Great Place to Work for Wellbeing, and an overall Great Place to Work for over 25 years! We’re fully committed to making sure your progression is not slowed or halted by barriers related to race, gender, age, sexuality or any of the protected characteristics.

Our fantastic benefits make sure our colleagues have a great work-life balance; You can view some of our other key benefits here.

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