Financial Crime Executive

Admiral Money are looking for a Financial Crime Executive to be at the forefront of our Financial Crime defences within the Operational Team.

About Admiral Money

Admiral Money is the dynamic lending arm of Admiral Group, offering personal loans, motor finance, and second charge mortgages since 2017. We’re building something special for our customers and are looking for curious, driven individuals ready to learn, take on challenges, and make an impact.

We’re proud to be a certified Great Place to Work for over 25 years, with recognition for Women and Wellbeing. Our inclusive culture empowers everyone to Be You.

Enjoy flexible, hybrid working and vibrant office spaces designed for collaboration and connection.

Need support during the recruitment process? Just let us know – we’re here to help.

Please note: You will be required to attend the Cardiff office once per week.

The role

This role requires an inquisitive mindset to navigate a rapidly evolving business area focused on mitigating Financial Crime risk, while ensuring a seamless and positive customer experience.

The ideal candidate will have a strong interest in Financial Crime and demonstrate excellent attention to detail across all aspects of the role. Effective communication skills are essential, with confidence in engaging with both internal and external stakeholders.

As a subject matter expert in Fraud and Anti-Money Laundering (AML), this role serves as an escalation point for complex financial crime enquiries. It involves generating innovative ideas to enhance scrutiny and oversight of Financial Crime, helping the business stay ahead of emerging fraud typologies. This is a shared services role supporting all business products: Unsecured Personal Loans, Car Finance, and Homeowner Loans.

We’re a small, collaborative team, so this role suits someone who brings initiative, fresh ideas, and a proactive approach to shaping the change agenda.

Key Responsibilities:

• Responding to customer due diligence queries from Underwriting Teams
• Investigating reports of fraud across the business
• Reviewing PEPs and Sanctions alerts, and completing enhanced due diligence
• Acting as an escalation point for Financial Crime queries
• Conducting daily account reviews to identify fraud and AML risks
• Investigating CIFAS / SIRA matches at origination and throughout the customer lifecycle
• Performing fraud checks and submitting filings to relevant fraud databases
• Preparing and submitting Suspicious Activity Reports
• Carrying out scheduled monitoring activities, including Transaction Monitoring, Arrears Reporting, and High-Risk Customer reviews
• Collaborating with Group colleagues
• Delivering internal training sessions
• Gathering information for Police and Lawful Authority requests
• Liaising externally with banks, third-party suppliers, law enforcement, and government authorities

Required Skills and Experience:

• Flexible and adaptable approach to evolving processes and systems
• Willingness to undertake further role-specific training and certifications
• Strong attention to detail and a curious mindset
• Clear and confident written and verbal communication skills
• Ability to manage and prioritise multiple tasks simultaneously

Desirable:

• Experience with fraud systems and controls, particularly SIRA, CIFAS, and Iovation
• Understanding of the regulatory and legal landscape
• Investigative experience

Admiral: Where You Can

We take pride in being a diverse and inclusive business. It's a place where you can Be You, and show up as you are. We’re committed to fostering a people-first culture where everyone is accepted, supported, and empowered to be brilliant. You can, Grow And Progress at a pace and direction that suits you, Make A Difference for our customers and each other, and Share in Our Future with all colleagues eligible for up to £3,600 of free shares each year after one year of service.

Everyone receives 33 days holiday (including bank holidays) when they join us, increasing the longer you stay with us, up to a maximum of 38 days (including bank holidays). You also have the option to buy or sell up to an additional five days of annual leave.

We’re proud of our people-first culture. In fact, we've been recognised as a Great Place to Work for Women, a Great Place to Work for Wellbeing, and an overall Great Place to Work for over 25 years! We’re fully committed to making sure your progression is not slowed or halted by barriers related to race, gender, age, sexuality or any of the protected characteristics.

Our fantastic benefits make sure our colleagues have a great work-life balance; You can view some of our other key benefits here.

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