Senior Credit Risk Analyst

Job Family: Business Operations

Level: C

About Admiral Money

Admiral Money is an exciting, new division of Admiral Group. We have the freedom and innovation of a small start up with the security of a large parent company, Admiral. 
 
Launching unsecured personal loans in June 2017, we have gone from strength to strength with two other product lines launched in more recent years, motor finance & second charge mortgages. We’re looking for people who are keen to learn, excited about getting stuck in and are ready for a challenge to help us to achieve our aim of creating a special lending business for our customers.

About the Role

We’re looking for a Senior Credit Risk Analyst to join our Decisioning Team at Admiral Money. In this key role, you’ll take the lead on investigating and delivering complex changes within Provenir, our core production decisioning platform.

You’ll bring strong experience in production-level Rating, Decisioning, and Pricing systems, along with a strong understanding of system change management and quality assurance. Your contributions will help shape how we assess credit risk and make smarter, faster decisions for our customers.

Responsibilities

• Serve as a trusted internal consultant, applying specialist technical knowledge to design and implement solutions that address business requirements.
• Partner with stakeholders to understand needs and translate them into well-defined, effective, and scalable technical solutions.
• Support technical leadership in monitoring and maintaining stability, performance, and scalability of core decisioning systems.
• Promote best practices in solution design, development, and delivery, sharing expertise both within the team and across the wider business.
• Communicate clearly and confidently with both technical and non-technical audiences, including senior management, with the ability to influence and challenge decisions where appropriate.
• Mentor and support junior team members by providing guidance, advice, and knowledge sharing.
• Take ownership of team queries and manage the release rota to ensure smooth and timely deployments.
• Maintain and continuously update training materials, incorporating new content to keep resources current and relevant, as well as other documentation to ensure accuracy.

About You

We’re looking for someone who:

• Demonstrates a strong working knowledge of Provenir, our core production decisioning platform.
• Actively promotes a culture of continuous improvement, always looking for opportunities to enhance processes, tools, and methodologies.
• Is self-motivated and able to work independently, confidently managing tasks and projects from start to finish.
• Has excellent organisational skills and can effectively prioritise multiple workstreams.
• Shows initiative, curiosity, and a passion for learning - continuously seeking to improve skills, methods, and outcomes.

If you would like to arrange a POC please reach out to Phil Bell.

Interview Process

At Admiral Money, we like to keep things transparent, so you know what to expect.

Our interview process usually includes 3 stages:

1. Initial chat with our Talent team
2. Interview with the Hiring Manager
3. Final interview with senior stakeholders and team members

We aim to complete the process as quickly as possible, but we’ll always work around your availability. You’ll be supported by our recruitment team throughout - and if you have any questions, please get in touch here.

Salary, Benefits and Work-Life Balance

At Admiral, we are proud to be a diverse business where we put our people and customers first. We want you to have an element of freedom to define a working lifestyle that supports this, so we accommodate flexible hours wherever possible. If you have any queries regarding flexible working, you can email your Talent Acquisition colleague here.

Overall package is negotiable dependant on your experience. Due to the sheer variety of opportunities within Admiral, we understand that it can sometimes be confusing as to what “level” of role is being advertised compared to your current job. If you’re unsure whether the role can match or better your current package, and would like to talk to us about this, please click here to email your Talent Acquisition colleague.