Credit Risk Analyst

Job Purpose

We’re looking for a Credit Risk Analyst to join Admiral Financial Services Limited (AFSL) in our Credit Risk team, where you’ll be supporting the continued expansion of the business. We are flexible in start-dates and happy to consider those due to graduate this summer.

The role involves providing in-depth analysis and reporting on AFSL’s range of products and partners to provide actionable analysis and to help drive forward our decision-making and data capabilities at an exciting time of growth in AFSL.

The successful candidate should have good interpersonal skills and the enthusiasm to quickly fit into a fast-moving, innovative, and high-profile working environment. No prior working experience is necessary, although a familiarity with financial services or risk/finance analytical techniques would be a distinct advantage. The role will initially cover all aspects of credit risk, with the ability to specialise in particular areas as the business grows and develops.

Main Responsibilities

• Use a range of tools, including SAS, SQL and Excel, to report and monitor all aspects of our credit performance, across a range of channels and products
• Design, develop and utilise effective analysis and management information, identifying potential changes and identifying areas to further investigate and enhance
• Assess new data sources, tools and techniques to ensure the quality of credit decisions are maintained in a fast-changing external environment
• Ensure all documentation and procedures are kept up to date
• Monitor, maintain and enhance all aspects of credit risk decisions, ensuring our decisions are working correctly and identifying areas to expand
• Provide a wide range of analytical work to meet the Credit Risk team’s goals and support ad-hoc projects within the team and across the wider business

Experience & Qualifications Required

Essential

• A 2:1 or higher in a numerical degree
• Proficient with Excel, Word and PowerPoint to produce clear documents and analysis, presenting complex information in an effective manner
• Strong planning/organisational skills with the ability to manage your workload, by prioritising different workstreams and supporting wider projects as required
• Good written & verbal communication skills and attention to detail
• Strong interpersonal skills and the ability to work with others
• Team player willing to get involved in team activities
• Enthusiasm and “can-do” attitude

Desirable

• An academic or practical background in financial services and/or risk/financial analysis techniques is a distinct advantage, although not essential
• Experience in extracting, manipulating and analysing data using SAS/SQL (or similar data tools such as R) we can offer on the job training, so this is not essential
• Previous experience of working in a collaborative environment

About Admiral

Our success goes hand-in-hand with having a strong culture where we put our people and customers first. Our philosophy is simple yet effective: people who like what they do, do it better, and this in turn, means that our customers receive the level of service and products that they deserve. Our culture is honest, open and wholeheartedly focused on four key areas: Communication, Equality, Reward & Recognition, and Fun.

Salary, Benefits and Work-Life Balance

We do not have a set salary for this position, as it will be dependent on the successful candidate’s experience. We are happy to see CVs from all candidates who meet the requirements and will be happy to discuss the remuneration package.

At Admiral, we are proud to be a diverse business where we put our people and customers first. We have great benefits to ensure employees have a great work-life balance; it's one of the reasons we're voted no. 1 in the 2019 Sunday Times Best Big Companies to Work For in the UK. We want you to have an element of freedom to define a working lifestyle that supports this, so accommodate flexible hours wherever possible. 

#LI-LP1